financial-advice-for-family-caregivers

Top Financial Advice for Family Caregivers

As a caregiver, you are responsible for taking care of older adults in senior care and even assisting their families. It’s a demanding job with great personal rewards. But are you taking time to stop and care for yourself? Caregivers face many challenges, and one of those is often financial hardship. Take a look at our advice below and keep on track for financial success as a caregiver.

Create a Budget

The most important piece of financial advice we can give to you as a caregiver is a create a budget for you and your loved one and stick to it. Go through all of your current expenses thoroughly and learn where you can cut costs and boost your savings. Try setting aside a manageable percentage each month. Even if it’s only a little bit, a little can go a long way over time. 

Don’t Take on Debt

We understand the temptation you may feel to want to put expenses for yourself or your senior on a credit card but try to refrain from doing this! You don’t want to take on unmanageable debt when you are trying to stick to a budget and save. If you do take on new credit offers or charge purchases to a credit card, we suggest doing your best to keep your balances low and use a low-interest card.

Keep Emergency Funds

Having a little extra security to fall back on when times become unexpectedly tight is a great security measure to help keep you comfortable when you need it most. Each time you have to draw from your emergency fund, try and replenish it as soon as you are back up and stable. 

Prioritize Your Retirement Savings

Throughout your time as a caregiver, keep contributing to any 401k or IRA accounts that you may have, even if it’s a small amount. While you’re busy taking care of others, you want to make sure that YOU will be taken care of when it’s time for you to retire. 

Prepare Now for Your Senior Care

A worthy investment now is purchasing your own long-term care insurance. When it’s your time to enroll in senior care services, you’ll be thankful you have this in place. Preparation also includes getting your legal documents in order, such as a living will, advanced directive, Power of Attorney, and organized financial account statements. 

Are you a caregiver? Do you need further financial advice? We would love to help you here at Home Care Assistance. Give us a call today to talk to our experts and schedule your consultation.

how-music-can-help-seniors-in-home-care

Ways Music Can Help Seniors in Home Care

Sometimes, we take music for granted — especially when we have heard thousands of different songs and artists from over the years! We don’t give it a second thought. However, for seniors in home care, music is considered a medicine of the mind. This is especially true if a senior is struggling with memory loss or cognitive abilities. Below, we’re discussing at length several proven health benefits that music provides for our seniors. 

Decreased Pain from Chronic Illness

First, let’s talk about the physical benefits of music therapy in home care. Music provides as many benefits for the body as it does for the mind! More so, research has found a positive correlation between physical exercise and listening to music; while seniors listen to music during their workouts, they are more likely to exercise for a longer period of time and push themselves a little harder! The more physically fit a senior is, the better their physical health and longevity. 

Experts can also conclude that listening to music can even improve immune function and help decrease pain associated with chronic illnesses. Music and physical activity combined help to lower stress hormones a senior’s body produces, so the more physical activity a senior gets, the less likely the are to become stressed out! This will help to increase their immune function. 

Stimulates the Brain and Improves Mood

The most important benefit of music therapy for seniors in home care is that it works to stimulate their brains. A senior’s brain quite literally responds to specific, therapeutic music! 

But how? You can think of music as being a total workout for their brain. Both listening to and playing music helps improve a senior’s mental alertness, memory, mood, and quality of sleep.

Furthermore, music physically stimulates hits of dopamine, which develops a positive emotion in the reward center of the brain, evoking a sense of elation. The joy experienced while listening to music can even reduce stress and anxiety! Seniors who listen to music can prevent a rise in their heart rate and blood pressure and can decrease their levels of cortisol. Just like that – No more stress!

It’s also worth mentioning how much happier seniors can feel listening to music. Music therapy is the perfect solution to keep feelings of loneliness, isolation, or depression away. It’s great for encouraging social interaction, relieving boredom, and calming the nerves.

If you would like to learn more about the health benefits of music for seniors in home care, or more about our senior care services, please call Home Care Assistance today to schedule your consultation!