protecting-seniors-from-scams

Protecting Seniors From Scams

Unfortunately, scammers typically prey upon persons in senior care because of the aging adult’s likelihood to be generous and compassionate. Financial scams may occur by phone, email, internet or even in person.

Retirees in senior care must be especially cautious about their financial security.  Older people are often on fixed incomes with smaller savings. Money scams can create a hard blow to their future lifestyle and wellbeing. When an older adult loses a great financial sum, their children or grandchildren may feel the consequences, too, as they end up helping out to cover the losses.

What can you do to keep your older loved ones in senior care protected from the scammers? Speak with your aging parents about the common scams so they can be wary of these tricksters. It’s easy to fall for schemes. They are so well-practiced that it can happen to people of any age. Remind them to investigate thoroughly before releasing any monies. Keep them comfortable knowing they can contact you for help any time something is suspicious. Empower them by reminding them to hang up on solicitors, don’t reply to emails from people they don’t know.

Scams have been around forever and there are some common ones that you and your family members can learn about:

  • Bogus winnings – fake lotteries, contests, or free prizes. These scammers really want account information, so they may request shipping or other fees in an attempt to retrieve credit card or bank account details.
  • Phony charities – relief from natural disasters or needed medical support. Certainly, there are donation sites that are wonderful supports for these causes, but there are also criminals who want to capitalize on the unfortunate situation.
  • Family impersonators – grandchildren, nieces, or nephews calling because of an accident, or even in jail. These callers say they’re desperate and ask for a prepaid gift card or a wire transfer. Keep in mind this is a red flag!
  • Door-to-door salespeople – Selling gimmicks, fake magazine subscriptions, or even roof or other home repairs. Those who get sucked in may have a lot to lose.

Scammers access money, credit cards, and personal information from people in senior care in a variety of ways. Keep your conversations open to aging loved ones and let them know you are just looking out for their best interests. Remind them to be skeptical of strangers and ask questions.

In-home care can provide an additional level of help because caregivers are trained to watch for signs of mail or phone scams for the person in senior care. Learn more about in-home care by contacting Home Care Assistance of Carmel, IN.

5-benefits-of-assisted-living

5 Benefits to Living with Caregiver Assistance

It’s not unusual for an aging adult to initially reject assistance after realizing that additional help is needed around the home. Once the advantages to senior care are understood, people are usually more agreeable and open-minded. A caregiver can increase the level of personal safety for an older adult, as well as offer additional social engagement. Both are vital to health and wellbeing.

Here are just 5 reasons to consider hiring a caregiver for a loved one’s senior care:

  1. A caregiver provides another level of safety.

As adults increase in age, there’s also an increase in the risks of living alone. The likelihood of falling, suffering stroke or heart attack is real. Fortunately, when there is a caregiver at home – whether in a private home or in an assisted living community – emergency support arrives faster because the caregiver is able to dial for help and communicate with emergency responders.

  1. Caregivers eliminate isolation.

Everyone needs to be engaged in conversation, but it’s especially important for those in senior care. A caregiver increases the social time of an aging adult. Loneliness is known to have negative emotional and cognitive consequences, and should be avoided. Isolation is even connected to an increased risk of Alzheimer’s.

  1. Visit more friends and family.

When an adult doesn’t drive, he or she might be left out of family events, simply because transportation can be difficult. A hired caregiver can drive the aging adult so he or she is more likely to attend family birthday parties and other happy occasions. An adult feels free and independent when not feeling like a burden.

  1. Caregivers can help with the home.

Tasks around the home used to be easy, but older adults needing senior care find it an impossible challenge. A private caregiver can help with the daily cleaning and meals. This can be the best solution for a tidy home with homecooked meals.

  1. Caregivers are the best alternative to assisted living communities.

Older adults needing additional senior care have the options of moving to an assisted living community or staying at home to age with caregiving assistance. Many older people prefer to stay in the comfort of their familiar home as long as they can. Caregivers are a perfect solution for someone who doesn’t need full medical care and attention.